Medicare Plan G, like all other popular Medicare plans, is designed to provide coverage for inpatient care, nursing home care, and disability income. Although Plan G is relatively comprehensive, the coverage it does provide won’t cover the Medicare Part A deductible. Medicare Plan G is a supplemental Medigap medical insurance program that is available exclusively to people who are eligible for Medicare and who are already enrolled in Medicare.

Unlike Medicare Part A and Part D, Medicare Plan G does not require a Medicare Part A deductible to receive premium benefits or assistance with out-of-pocket costs. Medicare Plan G does, however, have several different benefits, including an annual Medicare supplement, which may help moderate the costs of monthly Medicare expenses.

Medicare Plan G includes twelve different Medigap policies and benefits, including four unique policy options: Medicare Advantage Plans; Medicare Special Select Plan; Medicare Part D supplemental insurance products; and Medicare Advantage Plans.

Each of these policies and products differs slightly from the rest of the Medicare plans, as they have different premiums, reimbursement methods, and other provisions. Most of these policies would only cover individuals that are legally eligible for Medicare; the rest are intended for anyone eligible for Medicare but who wouldn’t be covered by Medicare if they paid for their health care themselves.

One of the differences between Medicare Advantage Plans and Medicare Part D is that Medicare Advantage Plans don’t pay any Medicare Part D deductible, so long as the beneficiary pays the entire cost. Medicare Supplement Plans would pay a percentage, usually around 50%, of the Part D premium for each individual who took out the policy.

Medicare Plan G offers several options for covering inpatient hospital expenses. The first option, Medicare Part B, covers hospital bills for patients who are admitted to a hospital within a Medicare Advantage plan’s service area for the first sixty days that they’re in the facility.

Medicare Plan G also offers a short-term hospital coverage option. If you choose this coverage option, your premiums would be reduced by Medicare Part B and you’d be reimbursed at a lower cost for outpatient hospital stays. Medicare Plan G also reimburses patients for a time during which they receive inpatient care outside of their home community after the initial thirty-day period.

Medicare Plan F covers a variety of additional benefits, mostly related to medications. This plan would cover items like brand-name drugs, biological drugs, diabetes supplies, and more. It would also cover vision care under some conditions. Medicare Plan G and H would reimburse you for deductibles and coinsurance for outpatient prescriptions.

The median supplement plan g cost and Medicare Part D deductible amount on Medicare Supplement Plan F are not the same as those found on Medicare Parts A and B.

If you don’t want the expense of Medicare Supplement Plan F, Medicare Advantage Plans could work for you. Medicare Supplement Plan G would cover items mentioned above as well as some items not covered by Medicare Advantage Plans such as hearing aids. The monthly premium for Medicare Advantage Plans is typically lower than for Medicare Part A and B. However, you may pay more if you select a higher deductible.

Medicare Plan G covers Medicare part b deductible amounts only and would require higher monthly premiums than the Medigap supplement plan g would. Medicare Plan H covers the remaining contents of Medicare part a. It would require a lower monthly premium than the Medicare Supplement Plan F.