Medicare Advantage Plans: What They Are and Why You Need Them

An insurance plan that gives you the same medical and prescription drug coverage as Original Medicare does, in addition to extra benefits. When you get Medicare Advantage, most of your Original Medicare benefits are still there like Part A (Hospital Insurance) and Part B (Medical Insurance). Plus, you get extra coverage that you can’t get with Original Medicare alone, like eyeglasses and dental care, which can mean big savings for you.

Who Can Sign Up For Medicare Advantage Plans?

Plan availability varies by region. You may join a Medicare Advantage Plan (MAP) when you turn 65, or when you are younger than 65 with certain types of disabilities that keep you from getting coverage elsewhere. If you are 55 or older and on Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you can switch to a MAP without paying a premium or waiting for open enrollment.

How Do You Choose A Medicare Advantage Plan?

If you’re considering enrolling in a Medicare Advantage Plan, there are a few things to keep in mind. First, it’s important to know what you’re getting with your coverage. Going into a Medicare Advantage plan without a firm understanding of its benefits or limitations can be dangerous as well as frustrating. Secondly, choosing a plan requires an understanding of what each type of plan offers and how these benefits can help you meet your healthcare needs.

You must choose a Medicare Advantage plan from a list of networks approved by Medicare. To find a plan, go to Medicare.gov and enter your zip code. Use the “Find Plans” tool to compare plans based on location and other factors such as coverage of prescription drugs, doctors, and hospitals within each plan’s network. If you have local medical centers that provide high-quality care for your condition, check those out.”

Why Choose A Medicare Advantage Plan?

 

A Medicare Advantage plan is an alternative to the Original Medicare. Like Original Medicare, it covers health services, but unlike Original Medicare, it also provides extras like vision and dental coverage, prescription drugs, and wellness programs. When explored for the first time, this can be confusing. A good place to start is by learning more about the types of Medicare Advantage Plans that are available, including what each means for you and your budget.

What To Know When Deciding On A Plan

What is Medicare Advantage? Medicare Advantage is an alternative to Original Medicare with the same basic benefits. You can choose a plan that provides extra benefits, like coverage for vision, dental or hearing services. And you can have more freedom in choosing your doctor because you don’t need a referral from your primary care doctor to see a specialist.

Conclusion 

Medicare Advantage Plans are an integral part of any Medicare coverage. No longer is it enough to just pay for health insurance, and not have a ‘plan’ for your health; you need a comprehensive plan that addresses everything from doctor visits to surgeries and flu vaccinations. These plans are there to fill in any gaps in coverage you may have, making sure that you receive quality medical care at both ends of the spectrum.

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